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Keith Sanders Insurance Group Blog

The Difference Between Living in a House and a Condo

10/11/2019

2 Comments

 
Picture
​Do you ever find yourself feeling lost when you are thinking of a place to stay? Is it difficult for you to figure out what kind of living space you can call home? Well, that is genuinely a difficult choice to make but let me help you by differentiating two of the most common types of housing - a condo, and a house. 
What is a house?
A house is a building or structure which serves as living quarters to a family. It is free-standing, which means it is not adjacent to other homes or buildings. When you own a house, you also own the land it is on. You have complete control of anything that is on your property. You can garden on your lawn, build a shed in your backyard, or do whatever you want, as long as it is on your property. 

What is a Condominium?
A condominium - a.k.a condo - is similar to an apartment but you own it. If you choose to purchase a condo, you would own one of the many units available in a building or a complex. You would not have control over the shared spaces or public areas, but you can set-up the inside of your condo whichever way you want to. 

Advantages and Disadvantages of Owning a House
Advantages:
  1. Greater privacy, larger space, fewer restrictions
  2. Ability to express your personality through personalization of the house
  3. Option to make big renovations 
  4. Easier to Sell 
Disadvantages
  1. More expensive insurance
  2. Higher Taxes

Pros and Cons of Living in a Condo
Pros:
  1. Cheaper than a house
  2. No responsibility for repairs outside of your unit
  3. Usually located in the city which means it is closer to amenities
  4. Higher chances of socializing with neighbors
  5. Greater security
Cons:
  1. Could be noisier since you are sharing a wall with your neighbors
  2. Fees usually rise
  3. Possibly many restrictions
  4. Much smaller than a house
  5. Identical selling cost with other units

You have to consider all aspects before buying a place to live in but what you have to keep in mind is that no matter what choice you make, you will always need to protect your home by getting home insurance. Choosing the best home insurance is as essential as selecting the type of home you want to live in permanently.

At Keith Sanders Insurance Group, we aim to provide comprehensive insurance policies that make your life easier. We want to help you get the insurance that fits your needs. You can get more information about our products and services by calling our agency at (254) 235-8185. Get your free quote today by CLICKING HERE.
2 Comments
Golden Sphere Realty link
12/22/2021 06:57:57 pm

Very helpful! It is really hard to decide whether to settle on a house or in a <a href="https://www.goldensphere.com.ph">condominium</a>
. The pros and cons stated in this article can really help other readers who's in the middle of decision making, consider the budget and location.

Reply
Zachary Tomlinson link
4/17/2022 03:53:35 pm

I can see how convenient it is to rent out a condo because it won't break the bank and could give you a way to socialize with other people. I heard that my brother wants to try living independently while pursuing his college degree. I'll be sure to relay this idea to him when we meet again.

Reply



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